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The app creates, well, workflows with a series of "actions" that can do all sorts of things. Essentially, you create mini-apps that you can then run in an app, home screen, or share extension. We're in the middle of a podcast renaissance, and you need the right tools to listen effectively. Overcast and Pocket Casts are your best options for iOS. Either way, you'll be a happy listener. End-to-end encryption is what you should be looking for in any messenger you use.

Although popular options like WhatsApp and Allo offer the feature, it's Signal from Open Whisper Systems that really gets the tech right. WhatsApp owned by Facebook and Allo made by Google are companies with an incentive to gather data on its users they also store data , but Signal has no business model and exists just through donations and grants.

If the government comes knocking for your information, Signal has absolutely nothing to give them, which is exactly the kind of chat protection you want. Splitting a bar tab with friends can be a huge pain, especially when no one thought to bring cash with them. Cash is an app by Square that instantly transfers money between friends, for free, even between different banks. Using the app requires everyone involved sign up and connect their debit card—afterward you can pay your friends back instantly with just a few taps on your phone.

In most cases, the money automatically deposits in your buddy's bank account and is instantly accessible. At most, they'll have to wait one to two business days for the deposit to clear. Of course, you could always try Venmo as well. Need to save money for an upcoming trip, pay down a loan, or figure out how you overspent so much last month? We recommend Mint, a much-loved app that pulls all your accounts credit cards, loans, banks, investments, and more into one place. It gives you insight into how you're spending, giving you tools to set budgets, lets you break down spending by category, and offers reminders for upcoming bills.

Who has time to edit their own videos? Magisto makes your smartphone videos look like they were edited by a pro with just a few seconds of work.

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The app takes your photos and videos and uses artificial intelligence to edit them together into videos you can share with friends and family. The video editor has a number of built-in effects as well as a music library. Smartphone maps are great at charting our earth, but what about the hardest places to reach on earth?

If you're a frequent hiker or mountaineer, PeakFinder is an app that will quickly become your best friend.

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It's an amazing tool for active hikers or if you just want to know more about our mountainous world. While you could make lots of great video games with great chiptunes, you could spend those in-between moments of your day to make your own music. That's where Nanoloop comes in.

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Pick what instruments you want in your composition then lay out the notes. The app comes with a bit of learning curve, but once you get the hang of it, its limitation is only your imagination. I know. Arguably, the best among the many ad and tracker blockers you can get on iOS. Everyone likes movies, but if you really like movies then Letterboxd is a must-have social media app. A journal for your cinematic life, Letterboxd keeps tracks of films you've seen, films you want to see, and lets you talks about movies with other members.

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